If you're afraid to open your bills, if you've never added up how much you owe, if you can't even imagine being debt-free, it's time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what's really important. Debt-Free Forever is Gail's step-by-step guide, and she'll show you how to: • figure out how much you've actually been spending • calculate how much you owe, and what it's costing you • build a budget that works • maximize your debt repayments so you can be free of consumer debt in three years or less • prepare for a rainy day so it doesn't cause a major setback • set goals for your new, debt-free life
Make no mistake: Getting out of debt isn't easy. But, in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So, if you're finished with excuses, overdue notices, and maxed-out credit cards, follow the plan-and start becoming debt-free forever.
