Quickly make sense of mortgages Taking out a mortgage to purchase real estate is a huge decision, one that could affect your family's finances for years to come. This easy-to-follow guide explains how to secure the best and lowest-cost mortgage for your unique situation. Whether you select a 15-or 30-year mortgage, you'll get all the tips and tricks you need to pay it off faster-shortening your payment schedule and saving your hard-earned cash. • Fine-tune your finances • Qualify for a mortgage • Secure the best loan • Find your best lender • Refinance your mortgage • Pay down your loan quicker • Must-knows about foreclosure • Top mortgage no-no’s.