Guía inteligente para las finanzas personales (A Smart Kid's Guide to Personal F

Earning money is an important first step to developing financial responsibility. Readers will learn how people earn money through jobs or starting businesses as well as how to determine ways they can start to make money right now. In addition, the roles of budgeting and saving in managing one's income once payday has come are also explained.

Having financial goals is an essential aspect of financial literacy. Readers explore the different types of financial goals people may have from childhood through retirement and discover the roles that saving and investing play in achieving them. Also covered are tips on saving and investing, the risks and rewards of investing, and ways kids can take small steps toward becoming active, informed, lifelong investors.