Look at Money Matters

Teaching good financial habits is essential at a young age. Debt is a concept that will be familiar to anyone who has had to borrow money to buy something. It's not necessarily a bad thing, but it's essential to have a plan to pay it back. Readers of this valuable volume will learn the basics of debt and how to responsibly deal with it. They'll also find out what happens when people don't pay off debt. Achievable text, interesting images, and beneficial fact boxes help readers of all levels understand the fundamentals of this notable book's most important concepts.

At a young age, young people are introduced to currency, the system of money used in a country. They learn about coins and bills and their worth. In this valuable volume, readers will learn how and why nations around the world create and distribute currency. They'll also learn how ancient this practice is and how digital currencies are shaking up the world of finance. Accessible language, supportive images, and motivating fact boxes help readers of all levels understand the fundamentals of this beneficial book's most important concepts.

Borrowing money is a familiar concept to even the youngest financiers. But interest on that loan may not be. Loans and interest are two of the most important concepts that financially savvy people need to grasp. This beneficial book guides readers of all levels through the basics of what it means to secure a loan and the expectations of repaying it on time. They'll find out why people take out loans and what happens if they don't repay them. They'll also learn important finance terms such as principal and interest rate through the achievable text and the expanded glossary.

Stocks, shares, bull and bear markets . . . these are terms often spoken of in the news. Though simple words, they can seem quite complex to someone outside the financial world. This valuable volume-a must for any social studies collection-makes outsiders into insiders, explaining stocks and even the stock market in an accessible way. Readers will learn why companies sell shares, how investors can make or lose money, about historical stock market crashes, and how these money matters affect them.

A budget may seem like something only parents and politicians need to worry about, but as readers will come to understand, anyone interested in saving up to buy something special needs to understand this concept. Budding financiers of all reading levels will learn about budgets big and small as well as some of the language of economics, such as income and expenses. They'll also discover how some simple math can help people plan and stick to a budget. Real-world examples, helpful photographs and images, and valuable fact boxes offer support as readers absorb these integral concepts.

Taxes . . . does anyone like the sound of the word? But taxes are the way communities pay for roads, schools, firefighters, and much more. Without taxes, life would be much harder in many ways. In this insightful book, readers learn about the many kinds of taxes, including sales tax, income tax, and property tax. They'll learn how these taxes are collected and by whom. Accessible text, eye-catching images, and intriguing fact boxes help readers of all levels understand the fundamentals of this important aspect of government.